Do you really need 20% for a down payment on your home?It depends! If you’re purchasing a second home, or a rental property, then your lender may require that you have a 20% down payment. If
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About
I was born and raised near Kansas City, MO and attended the University of Missouri - Columbia. Prior to joining Veterans United in 2021, I held leadership roles in the hotel and retail industries.
As an expert in the VA Home Loan, I am very passionate about helping Veterans reach their homeownership goals, while serving those who have served us.
When not at work, I love playing outside with my family, helping coach my sons' baseball and football teams, and anything related to cars. I am a huge fan of Missouri Tigers Football, the St. Louis Cardinals, and especially, the Kansas City Chiefs!
If you know any other Veterans who could use help utilizing their VA loan, please have them call me directly. A referral is the greatest compliment!
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Testimonials
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I worked with Parri to buy and sell my house within 2 years' time as I had to relocate to Chicago for my career. As I had to work with a different realtor in Chicago, I have again learned how blessed I was to have Parri when it came to my real estate needs in STL for how knowledgeable and professional Parri always was.
When we were listing my house, I was initially concerned that we were listing our house too high. Contrary to my concern, we were able to sell only within a few weeks of listing for around the price Parri suggested through her market research.
Additionally, Parri was so kind to spare her time and assist with my home buying process in Chicago. While she wasn't going to be compensated for her help, she was always available to give her professional opinion on what a property was worth. As a result, I ended up negotiating down the property I bought in Chicago by another 5K using the insight Parri provided to me.
I recommended Parri to two of my friends in STL, and they both loved working with Parri as much as I did when they bought their homes in the last year. I know there are some realtors out there whose primary interest is to get the deal made rather than finding what truly suits your need. However, I can guarantee that Parri always represents her client's position with the expertise she has in the real estate market.
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- Johnny L.
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Amazing to work with, probably one of the best agents I've come across. Very professional, punctual and knowledgeable. Couldn't have asked for anything more. Highly recommend! ★★★★★★★★★
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- nabz245
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Thank you for your professional effort to help me buy and sell my apartment in aa timely & efficient manner. Glad to be your return customer and always will be. You and your team are knowledgeable, & willing to spend additional time to complete. their task, always give good advice, Most importantly you understand the customers budget and I would like to thank you because even on my tight budget, you helped me to find my dream home. Thank you.
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- A A
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Peter Lu and his team will go above and beyond the call of duty in getting you into your new home. Even if there is complications and setbacks during the closing process, they will work tirelessly for you and get the job done. We have used them twice now and will likely use his services again in the future. I highly recommend him to anybody and everybody.
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- iTsaJiffy
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I have now worked with the Peter Lu team 3 times. 2 times was for rental property and the last time was for the purchase of our home. All three times they were very easy to work with, responsive and always listened to my wife and I and found exactly what we were looking for . The last two times we worked with Ted from the office and he is always available to you. Helps with everything you need and provides great feedback. I would recommend them to anyone we know looking for something in the STL area.
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- Kirpal Saini
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I can’t say enough good things about Peter and his whole team. As first time homebuyers, they walked us through everything and were always available to help us. Peter went out of his way to make scheduling changes and be available at the times that worked best for us to see homes. Peter and his team are also very knowledgeable about local neighborhoods and building conditions. They were all very professional, intelligent and honest. We always felt like Peter and his team solely had our best interests in mind. I feel very lucky to have found Peter and his team and definitely recommend them to anyone in the market.
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- Sean McManus
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Parri was referred to me by a colleague. Parri is far the most knowledgeable realtor I’ve met. I have went to open houses and cold called some realtors who did not explain the process well, did not know the ins and out of the details of the house like Parri did! She has such an analytical mind and the experience of things to watch for when viewing a home. She has the most bubbly personality, and is willing to explain everything in a manner that I could understand. She has had a very fast respond time to any questions that i have had! I recommend her for anyone looking to buy or sell a home!
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- bryson wilbanksdc
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Peter and his team are simply awesome. Incredibly helpful counsel, and always there when you have questions or concerns. Our property sold on the first showing. I'm told it's not an uncommon experience with Peter Lu's team.
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- 31763660
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We couldnr't be happier and would highly recommend him and his very professional team to anyone.
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- Masi R. Studio
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Very comprehensive knowledgeable and attentive. I have used Fari’s services on two property purchases and they have been conducted successfully. When looking for an agent you aim to get an individual that has your best interest in mind . Fari has exceeded all expectations.
I am a repeat buyer and this will not be my last
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- GhassanSalama
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I met Parri at an open house and was looking for a new agent for my purchase choices (a condo for future use and a multi-family to rent). Parri kept me informed about listings and what the market prices should be. In each case, she helped negotiate lower prices. I had left a previous agent who tried to prevent the sell of my home in the neighborhood we both lived in so she could sell it at a higher price in the Spring months versus the Fall when I needed to sell it. Parri has been very attentive to my needs as a buyer. I'm confident she could sell my home that I live in when I'm ready to sell it.
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- zuser201610031428
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Thank you Peter Lu and. your. team, with your help, I am so happy to purchase. my dream home within. 2 months, in my tight budget. I am so glad being your. return customer, because you and your team never let me. down. Thank you you guys. always customer first.
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- A LL
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As a Real Estate Agent working with Peter Lu and his team was a real pleasure. They have a great system that guarantees a smooth closing! We closed without a problem and they took care of everything on very effectively! 5 Stars for Peter Lu and his team :) Can't wait to do more deals together
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- Mila Schumacher
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Peter Lu and his team will go above and beyond the call of duty in getting you into your new home. Even if there is complications and setbacks during the closing process, they will work tirelessly for you and get the job done. We have used them twice now and will likely use his services again in the future.
I highly recommend him to anybody and everybody.
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- Jeffery W. Schiers
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I had the best experience buying a house, and all is because I had the best people helping me out, The Peter Lu team is the best company you can find if you want to buy a house , they make the process a lot more easy! 100% recommend
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- Yohany Contreras
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Peter Lu is the truly the best. He is dedicated, professional, always on time and truly knows his clients. After only a couple days of looking at properties with him, Peter knew exactly what our family was looking for and what we like or wouldn't like and steered us in the right direction when we needed guidance. He would let us know beforehand if a property was worth checking out or not based on our preferences and bring new properties to our attention that fit our requirements even before they came on the market. He was very dependable and there was never a time we could not reach him if we needed to talk to him about a property or ask him a question. He was honest with us and truly looked out for our best interest in purchasing a home that we would enjoy living in. I would recommend Peter Lu and his team without a doubt and will use him again.
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- Liliya N
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Fari is a great realtor -- I would definitely work with him again.
He is friendly and smart, and made the sales process easy from start to finish. He is a full-time realtor & also works with a great team who can support if the deal runs into any hairy issues, which gave me extra confidence in the whole process.
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- user95768537
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Great thanks to the Peter Lu team helped us find a great house! We are really happy to work with Peter's team! They are very professional, responsive, and very patient to answer our questions! This is our first time to buy a house at US. We are so lucky for having them to help us! Same as my colleagues who recommended Peter's team to us, we are highly recommend!!!
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- ningning zhang
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Parri was a wonderful agent throughout our year long house hunt. She was very knowledgeable about the local market, a strong negotiator, great communicator, patient, and always available to show us homes. Her friendly demeanor, attention-to-detail and thoroughness were our first impressions of her style. We toured dozens of properties across a year, participating in a highly competitive real estate market, and she was by our side the whole way. She is well connected in the local area and will not disappoint you. I give my highest recommendation for Parri Mitchell!
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- JohnnyC2020
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My experience with The Peter Lu Team was nothing short of EXCELLENT. Peter, as well as everyone one that I interacted with on his team, were complete professionals... friendly, knowledgable, and respectful. Their team went above and beyond to show that they cared and I really appreciate that. I am so happy that I decided to choose them to help me find and purchase my first home! ☺️ Thanks a lot guys! 😁
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- Jonelle B.
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Parri is an outstanding relator to work with. We have worked with many realtors in the past and Parri goes above and beyond expectations. Even assisting us in any questions we had with our new home build, that she was not representing us. Her and her team are reliable and always quick to respond to any questions or concerns. Parri helped us make a game plan on how to best sell our home and it was under contract by the week. Selling was a breeze. We simply has to show up and sign paperwork. Parri and Shelia took care of everything and made she we had clear check list of all that needed to be completed. Parri is someone you can trust and it is clear she is an expert in her field. I would highly recommend her to anyone looking for a realtor.
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- Carmen Knight
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I was beyond satisfied having Peter Lu and his team sell our home. They were very detailed, professional, organized, and handled everything in a timely manner. They made the complicated process so smooth and easy. Peter is very straightforward and transparent. I have a lot of trust for this agency. I highly recommend their team to anyone looking to buy or sell their home!
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- S. Lim
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Peter and his team are very knowledgeable, incredibly friendly, and responsive to our questions. They are culturally sensitive and able to relate to (even though not everyone on the team is from the same cultural background) and offer advice based on our cultural background. They are also very detailed oriented and stands for our interests (both as a seller and a buyer). We had a wonderful experience with Peter and his team.
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- user7168588
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Peter’s team is the best team I worked with. They are extremely professional and caring! I never felt left out or uninformed, I knew every detail I should, and the guys took care of everything else, even the things I didn’t know or ask about! Ten stars out of five!
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- Gennadii Novoselov
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Peter and his entire team made the process of selling our home and buying a new home absolutely flawless. Peter made himself or Ted available anytime we wanted to see a house and he was extremely quick on the response time. Negotiating in this housing market was not easy, but Peter and Lauren did their due diligence in running comps and advising us on a smart but aggressive offer prices. Once we landed our new house, the process of listing and showing our house was simple and we had an offer in hand immediately. The sale went through without any hiccups. Would highly recommend to anyone looking to buy or sell. If we ever move again we will definitely use Peter.
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- Lauren Schaefer
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Peter Lu has such a great team! I really appreciate everyone's help there. Peter is super nice and knowledgeable about his business. Lauren and Melissa assist him seamlessly. Ted helps with our rentals. A million thanks!
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- A Google User
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Peter Lu and his team are exceptional. From making a sound, intelligent listing presentation, to prepping the house physically to show its best (he has great contractor and cleaning vendors) to closing the sale - Peter, Ted and Laura were available, active and highly capable. As a commercial real estate broker for 35 years myself, I know exceptional service - and that’s what Peter and his team provide! Peter Lu is a “best in class” real estate professional.
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- Joel Frank
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Fari was wonderful to work with. We recently bought a home and Fari helped us through out the whole process and made it simple and easy. He is very knowledgeable with all the real-estate needs. We highly recommend his expertise in housing market and referred him to our family and friends.
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- VenkataSimhadri
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Parri is a most skilled, professional, and personable agent. She is highly responsive, and most pleasant. Parri was great at negotiations and all of the myriad details of my real estate purchase. Sheila, Parri's assistant, is also experienced, attentive to details, and gets things done. Highly recommended!
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- Don Marsh
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We highly recommend Parri Mitchell for all real estate needs. She is one of the best real estate agents we’ve ever worked with. Parri’s tremendous experience came in handy as she helped us quickly sell our house in Clayton, Missouri. Parri and her associates guided us through the selling process in an always courteous and friendly manner. One of Parri’s associates, Sheila Frampton, was especially helpful in coordinating documents we needed to review and/or sign during the selling process. Further, both Sheila and Parri were available for us anytime to respond to our questions, provide clarifying information and reassure us. We couldn’t have asked for a better real estate partner than Parri, Sheila and their other supporting cast members.
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- afausz
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Peter and his team is among the best real estate professionals in town. Peter always show up on time and respond to questions instantly. He is very knowledgeable about local market and helped me decide on the right neighborhood. Unlike some agents who are eager to make a deal for their own profit, Peter is honest and never hesitates to share the pros and cons of certain property. I also worked with Ted and Lauren in his team who are also very courteous and helpful.
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- S. Du
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Fari is an amazing realtor. I don’t think I could say enough great things. Fari is super knowledgeable about real estate and the location we were interested in. He helped us navigate the arduous process of house hunting/buying with ease.
He is super efficient and on top of things. He replies to texts, emails and calls promptly. He always had our best interest at heart.
I highly recommend Fari, and would definitely recommend him to family or friends looking to purchase a home in the future.
Thanks Fari.
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- Ijeoma Elobuike
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Fari went above and beyond to help me find the perfect home. No matter what I wanted to see he made time. He worked diligently with theme realtor to get us moved before the end of the month. This was tough in this market right now. I couldn’t of asked for a better person to help us with our home. Thank you for always being there answering texts or calls when ever we needed you. You want a great realtor to find or sell your home Fari is the person.
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- Sabrina Lynn Simpson
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From first meeting through closing, our experience with the Peter Lu team was excellent. Peter’s positive attitude and clear explanations helped us through the process of selling a home we owned for 30 years. Peter always gave us his full attention and care. We would happily recommend Peter Lu to anyone looking for an honest, hardworking and committed realtor. In fact, we already have!
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- Richard Solomon
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I would highly recommend Peter Lu as your agent! Of course, the whole Peter Lu team too. This is our first house. Peter and his teams are very knowledgeable, patience, and professional. They provided suggestions and supports based on our situations. Thanks to the team: Peter, Mellisa, Ted, Lauren, and any one helped us from Peter’s team.
Fari has consistently demonstrated his accountability. He helped with my primary residence in the past and now he is helping expanding my investment portfolio. We just closed a great deal. He is knowledgeable and always ready to help ! It has been a great pleasure working with him.
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- haoyaofsh
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Peter Lu team was the agent my wife and I dealt with our first investment of a rental property few years ago. We were very happy to work with them the second time with our recent investment few weeks ago. It has been most wonderful and enjoyable with everything with ease of mine whenever Peter Lu team is next to us.
Every agent in Peter Lu team is most professional, experienced, and knowledgeable. They are extremely helpful, open, transparent, and reliable through the whole process with full understanding our needs. Every agent in Peter Lu team definitely has a passion for what they do and you can tell that they love their career and enjoy the services they provide to their clients.
We would definitely work with Peter Lu team again in the future. We highly recommend Peter Lu Team to whoever is looking to buy or sell a home in St. Louis.
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- Jim H.
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Parri is simply the BEST!!! We moved from Indiana to St Louis 3 years ago and we "lucked in" to Parri as our realtor. We looked at over 3000 online listings and she worked tirelessly to find us the perfect home.
Unfortunately, we had to return to Indiana and ,of course, Parri represented our home to buyers. As sad as we were to leave our beautiful home; Parri found the perfect buyers and the new owners are thrilled with the home. A perfect experience for all!!!!
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- dgindelberger
About The Peter Lu Team
Peter Lu, real estate professional and community specialist with EXP Realty, knows a thing or two about falling in love with a house. In 2004, he bought his own home and discovered the confusing world of real estate transactions. He quickly became convinced that there had to be a better way to get people into great houses. Since then, Peter has been committed to helping clients find the home of their dreams without the stress and worry the process usually entails.Whether you're buying or selling a home, Peter's passion for real estate and in-depth knowledge of the St. Louis market makes him an invaluable partner. His focus on finding the perfect match between person and property helps buyers find their dream home in a neighborhood they'll love, and helps sellers get innovative marketing techniques that bring interested buyers to the table.
If you're thinking about buying or selling a home, you deserve a real estate professional who will have your best interests in mind throughout every step of the process. Learn more about why so many clients have recommended Peter by checking out his testimonials or get in touch with him and see first hand the difference that Peter brings.
Whether you are a seasoned investor or a first time buyer, we can help ensure a smooth process and help you get the best price possible, whether buying or selling. Please contact me and let's talk about what we can do for you!!
St. Louis Top 1% Realtor since 2014. Sold over 73 millions in 2021.
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Areas We Cover
- Affton
- Arnold
- Ballwin
- Benton
- Brentwood
- Bridgeton
- Chesterfield
- Clayton
- Cottleville
- Crestwood
- Creve Coeur
- Dardenne Prairie
- Des Peres
- Ellisville
- Fenton
- Frontenac
- Glencoe
- Glendale
- Hazelwood
- Huntleigh
- Innsbrook
- Kirkwood
- Ladue
- Lake St Louis
- Manchester
- Maplewood
- Maryland Heights
- OFallon
- Oakville
- Olivette
- Overland
- Richmond Heights
- Rock Hill
- Rockwood
- Saint Louis
- Shrewsbury
- St Ann
- St Charles
- St Louis
- St Peter
- St Peters
- Town and Country
- Twin Oaks
- Unincorporated
- University City
- Valley Park
- Webster Groves
- Weldon Spring
- Wentzville
- Westwood
- Wildwood
- Willow Springs
- Woodson Terrace
Listings displaying the MARIS logo are courtesy of the participants of Mid America Regional Information Systems Internet Data Exchange. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but is not guaranteed.
